Read the complete notice.
Do not rely on a postcard, voicemail, or summary from someone trying to buy the property. Use the actual lender, attorney, trustee, court, or sheriff’s document.
PPS / NOTICE
Foreclosure options
A notice creates a timeline. It does not create one automatic answer.
Start by preserving the documents, recording the dates, and identifying the professional conversations that may still be available.
Before discussing a sale
Protect the information first.
Keep the envelope and every page. Write down the date received, any response deadline, any scheduled sale date, the lender or servicer, and the contact information shown.
Contacting Perez Property Solutions does not pause a foreclosure process. If a legal right, court filing, bankruptcy, lender dispute, or deadline is involved, promptly contact a qualified attorney or a HUD-approved housing counselor.
Confirm the next date.
Different documents can contain different dates. Record all of them and confirm which organization issued each one.
Ask what staying would require.
A lender, loan servicer, HUD-approved counselor, or attorney may be the right source for questions about repayment, modification, reinstatement, or other retention possibilities.
Compare sale paths honestly.
If selling becomes the practical choice, compare the expected net proceeds, preparation, timing, certainty, and professional help involved in a listed sale and a direct sale.
Independent support
You can involve someone whose job is not to buy the house.
Property consultation
If a sale is one of the options, make the comparison concrete.
Tell us what happened, what the notice says, and what outcome you would prefer. We will explain whether a property conversation with us may be useful.
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